You Served. Let Us Work for You.
Victoria was an Army wife for 12 years and worked for the Department of the Army. Military life isn't her niche. It's her life.
Talk to Us About the VA Loan
Most agents know the VA loan exists. We know how it works.
The VA loan is one of the best benefits you earned. But a lot of agents (and some sellers) don't understand it, and that can cost you a house.
We know the funding fee, the appraisal quirks, and the repairs that can come up. We write offers that make sellers comfortable saying yes, and we stay on top of the details all the way to closing.
What you should know
The short version. Your lender will confirm your exact eligibility and numbers.
$0 down is possible
Eligible buyers with full entitlement can often buy with no down payment.
No monthly PMI
VA loans don't carry monthly private mortgage insurance like many conventional loans with low down payments.
The funding fee
A one-time fee that can usually be rolled into the loan. Veterans receiving VA disability compensation are generally exempt.
The VA appraisal
The appraiser checks the home's value and its condition against VA minimum property requirements. We know what tends to get flagged.
Closing costs
Closing costs are usually the #1 worry. VA rules allow sellers to help with them, and we'll negotiate for that.
Certificate of Eligibility
Your COE shows you qualify for the benefit. A VA-approved lender can usually help you get it.
How we'll do this together
We talk
Your timeline, your budget, your must-haves. And all your questions about closing costs.
Get pre-approved with a VA-savvy lender
Pick a lender who closes VA loans regularly. Not sure where to start? Ask us.
Shop with a VA eye
We'll help you spot condition issues that could trip up a VA appraisal before you fall in love with a house.
Write a strong offer
We'll explain your VA financing to the seller's agent, so your offer gets taken seriously.
Inspection & appraisal
If repairs come up, we'll work with everyone to get them handled.
Close & get your keys
You'll know what to expect every step of the way.
Sellers: don't be scared of a VA offer
A VA buyer can be a strong buyer. If you're selling, we'll explain what the VA appraisal looks for so there are no surprises.
Selling? Start HereFlorida perks for some veterans
Florida offers property tax exemptions for certain veterans, including some with service-connected disabilities. Check with your county property appraiser to see what you qualify for.
We're REALTORS®, not lenders or tax advisors. Loan eligibility, fees and terms are set by the VA and your lender. Tax exemptions are decided by your county property appraiser.
Thank you for your service.
Let's talk about putting your VA benefit to work.
Call 215-512-4409 Email Us