Closing Costs, Explained
This is the #1 thing buyers worry about. Let's take the mystery out of it.
Ask Us About Closing Costs Call 215-512-4409What are closing costs?
Closing costs are the fees to finish your purchase and your loan. They're separate from your down payment.
The exact amount depends on your price, your loan type, and what we negotiate in the contract. Your lender is required to give you a Loan Estimate after you apply, and a Closing Disclosure before closing, so you'll see the numbers in writing.
Common buyer costs
- Lender fees and appraisal
- Title and closing fees
- Florida taxes on the mortgage
- Prepaid homeowners insurance and property taxes
- Home inspection (paid before closing)
How we help lower what you pay
Seller concessions
In the right market, we can ask the seller to pay part of your closing costs. We'll tell you when that's realistic.
Shop your lender
Fees vary between lenders. Compare Loan Estimates side by side, and we'll help you read them.
VA buyers
The VA loan has its own rules on which fees a veteran can pay. We know them, and we write offers with them in mind.
Worried about the numbers?
Call us. We'll walk you through what to expect for your price range.
Call 215-512-4409 Contact Us